Don’t let debt, especially high-interest consumer debt, consume your most valuable wealth-building resource: your income! Take control by downloading our Google Sheet template, which will guide you in determining the optimal monthly payment to eliminate your debt within a matter of months.

    Download Your FREE Debt Payoff Spreadsheet!

    —Grab our free debt payoff template!

    Don't let debt, especially high-interest consumer debt, consume your most valuable wealth-building resource: your income! Use our free Debt Payoff Calculator to determine the optimal monthly payments to eliminate your debts within a matter of months.

    Don't see your desired Debt Payoff timeline listed? Download a free copy of our Debt Payoff Spreadsheet, where you can input up to 15 debts and customize the timeline by adjusting any month number.

    Free Debt Payoff Calculator 

    Calculators

    spreadsheet version

    standard version

    Calculating

    Who do you owe?

    What is the debt for?

    How much do you owe?

    $

    What is the interest rate?

    %

    When would you like it paid off by?

    Your Monthly Payment Should Be…

    $ 0.00

    Who do you owe?

    What is the debt for?

    How much do you owe?

    $

    What is the interest rate?

    %

    When would you like it paid off by?

    Your Monthly Payment Should Be…

    $ 0.00

    Who do you owe?

    What is the debt for?

    How much do you owe?

    $

    What is the interest rate?

    %

    When would you like it paid off by?

    Your Monthly Payment Should Be…

    $ 0.00

    Who do you owe?

    What is the debt for?

    How much do you owe?

    $

    What is the interest rate?

    %

    When would you like it paid off by?

    Your Monthly Payment Should Be…

    $ 0.00

    Who do you owe?

    What is the debt for?

    How much do you owe?

    $

    What is the interest rate?

    %

    When would you like it paid off by?

    Your Monthly Payment Should Be…

    $ 0.00

    Who do you owe?

    What is the debt for?

    How much do you owe?

    $

    What is the interest rate?

    %

    When would you like it paid off by?

    Your Monthly Payment Should Be…

    $ 0.00

    Who do you owe?

    What is the debt for?

    How much do you owe?

    $

    What is the interest rate?

    %

    When would you like it paid off by?

    Your Monthly Payment Should Be…

    $ 0.00

    Who do you owe?

    What is the debt for?

    How much do you owe?

    $

    What is the interest rate?

    %

    When would you like it paid off by?

    Your Monthly Payment Should Be…

    $ 0.00

    Who do you owe?

    What is the debt for?

    How much do you owe?

    $

    What is the interest rate?

    %

    When would you like it paid off by?

    Your Monthly Payment Should Be…

    $ 0.00

    Who do you owe?

    What is the debt for?

    How much do you owe?

    $

    What is the interest rate?

    %

    When would you like it paid off by?

    Your Monthly Payment Should Be…

    $ 0.00

    RESULTS FOR ALL DEBTS COMBINED

    Total Debt

    $0.00

    Paid Off In

    Total Monthly Payment

    $0.00
    PAY OFF IN
    Who We Owe For What How Much Interest
    Rate    		 6
    Months    		 12
    Months    		 24
    Months    		 36
    Months    		 48
    Months
    $0.00 $0.00 $0.00 $0.00 $0.00
    $0.00 $0.00 $0.00 $0.00 $0.00
    $0.00 $0.00 $0.00 $0.00 $0.00
    $0.00 $0.00 $0.00 $0.00 $0.00
    $0.00 $0.00 $0.00 $0.00 $0.00
    $0.00 $0.00 $0.00 $0.00 $0.00
    $0.00 $0.00 $0.00 $0.00 $0.00
    $0.00 $0.00 $0.00 $0.00 $0.00
    $0.00 $0.00 $0.00 $0.00 $0.00
    $0.00 $0.00 $0.00 $0.00 $0.00
    $0.00 $0.00 $0.00 $0.00 $0.00
    $0.00 $0.00 $0.00 $0.00 $0.00
    $0.00 $0.00 $0.00 $0.00 $0.00
    $0.00 $0.00 $0.00 $0.00 $0.00
    $0.00 $0.00 $0.00 $0.00 $0.00
    Total $0.00 $0.00 $0.00 $0.00 $0.00
    Who We Owe
    For What
    How Much
    Interest Rate
    6 Months $0.00
    12 Months $0.00
    24 Months $0.00
    36 Months $0.00
    48 Months $0.00
    Who We Owe
    For What
    How Much
    Interest Rate
    6 Months $0.00
    12 Months $0.00
    24 Months $0.00
    36 Months $0.00
    48 Months $0.00
    Who We Owe
    For What
    How Much
    Interest Rate
    6 Months $0.00
    12 Months $0.00
    24 Months $0.00
    36 Months $0.00
    48 Months $0.00
    Total Debt 0
    6 Months Total 0
    12 Months Total 0
    24 Months Total 0
    36 Months Total 0
    48 Months Total 0

    The interest can be calculated daily or monthly, depending on the card/loan. These calculations assume a monthly interest rate. Some credit card issuers calculate credit card interest based on your average daily balance. If that's the case with your card, your issuer generally tracks your balance day by day, adding charges and subtracting payments as they're made.

      Take control of your debt by downloading our Google Sheet template, which will guide you in determining the optimal monthly payment to eliminate your debt within a matter of months.

      Download Your FREE Debt Payoff Spreadsheet Here!

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