These terms and conditions (the "Terms and Conditions") govern the use of
www.ohhyoubudget.com(the "Site"). This Site is owned and operated by OHH YOU BUDGET INC. This Site is a blog.
By using this Site, you indicate that you have read and understand these Terms and Conditions and agree
to abide by them at all times.
Intellectual Property
All content published and made available on our Site is the property of OHH YOU BUDGET INC. and
the Site's creators. This includes, but is not limited to images, text, logos, documents, downloadable files
and anything that contributes to the composition of our Site.
Sale of Goods
These Terms and Conditions govern the sale of goods available on our Site.
The following goods are available on our Site:
- Budgeting Templates;
- Savings Trackers; and
- Year-To-Date Dashboards.
These Terms and Conditions apply to all the goods that are displayed on our Site at the time you access
it. This includes all products listed as being out of stock. All information, descriptions, or images that we
provide about our goods are as accurate as possible. However, we are not legally bound by such
information, descriptions, or images as we cannot guarantee the accuracy of all goods we provide. You
agree to purchase goods from our Site at your own risk.
We reserve the right to modify, reject or cancel your order whenever it becomes necessary. If we cancel
your order and have already processed your payment, we will give you a refund equal to the amount you
paid. You agree that it is your responsibility to monitor your payment instrument to verify receipt of any
refund.
Third Party Goods and Services
Our Site may offer goods and services from third parties. We cannot guarantee the quality or accuracy of
goods and services made available by third parties on our Site.
Payments
We accept the following payment methods on our Site:
- Sales are made directly through Etsy.
When you provide us with your payment information, you authorize our use of and access to the
payment instrument you have chosen to use. By providing us with your payment information, you
authorize us to charge the amount due to this payment instrument.
If we believe your payment has violated any law or these Terms and Conditions, we reserve the right to
cancel or reverse your transaction.
Refunds
Refunds do not apply to the following goods:
Consumer Protection Law
Where the
Consumer Protection Act, or any other consumer protection legislation in your jurisdiction
applies and cannot be excluded, these Terms and Conditions will not limit your legal rights and remedies
under that legislation. These Terms and Conditions will be read subject to the mandatory provisions of
that legislation. If there is a conflict between these Terms and Conditions and that legislation, the
mandatory provisions of the legislation will apply.
Links to Other Websites
Our Site contains links to third party websites or services that we do not own or control. We are not
responsible for the content, policies, or practices of any third party website or service linked to on our
Site. It is your responsibility to read the terms and conditions and privacy policies of these third party
websites before using these sites.
Limitation of Liability
OHH YOU BUDGET INC. and our directors, officers, agents, employees, subsidiaries, and affiliates
will not be liable for any actions, claims, losses, damages, liabilities and expenses including legal fees
from your use of the Site.
Indemnity
Except where prohibited by law, by using this Site you indemnify and hold harmless OHH YOU
BUDGET INC. and our directors, officers, agents, employees, subsidiaries, and affiliates from any
actions, claims, losses, damages, liabilities and expenses including legal fees arising out of your use of
our Site or your violation of these Terms and Conditions.
Applicable Law
These Terms and Conditions are governed by the laws of the Province of Ontario.
Severability
If at any time any of the provisions set forth in these Terms and Conditions are found to be inconsistent
or invalid under applicable laws, those provisions will be deemed void and will be removed from these
Terms and Conditions. All other provisions will not be affected by the removal and the rest of these
Terms and Conditions will still be considered valid.
Changes
These Terms and Conditions may be amended from time to time in order to maintain compliance with
the law and to reflect any changes to the way we operate our Site and the way we expect users to behave
on our Site. We will notify users by email of changes to these Terms and Conditions or post a notice on
our Site.
Contact Details
Please contact us if you have any questions or concerns. Our contact details are as follows:
______________________________________
contact@ohhyoubudget.com
18 King Street East, Suite 1400, Toronto, ON M5C 1C4
You can also contact us through the feedback form available on our Site.
Effective Date: 15 day of May, 2023